Fintech ledger on React Router v8, MySQL 8 and Better Auth
Type-checked against the real SDKs, migration applied to a live MySQL 8, connection clients load-tested, then tracked for upstream drift and re-verified when it moves. How we verify
session validation runs in server components and route handlers, not at the edge
What you're getting
React Router v8 (framework mode) — SSR, config/file routes under app/, loaders/actions, and resource routes for API endpoints.
MySQL 8 via Drizzle ORM and the mysql2 driver.
Better Auth — self-hosted auth running inside your app against your Postgres (Drizzle adapter).
Double-entry fintech ledger — chart of accounts, immutable journal entries, and debit/credit lines with integer-cent amounts.
Setup
bun add react-router react react-dom drizzle-orm mysql2 better-authDATABASE_URLMySQL connection string (mysql://…)BETTER_AUTH_SECRETgenerate with `openssl rand -base64 32`BETTER_AUTH_URLyour app's base URLApply the schema with bunx drizzle-kit push
Initialization
Database client
Double-entry ledger schema: accounts, journal entries & lines
Chart of accountsper-owner accounts typed to one of five standard categories (asset/liability/equity/revenue/expense)
Journal entriesimmutable header rows tying a description and posted timestamp to a creator
Debit/credit lines & balancesthe individual debit/credit lines linking each journal entry to an account with an integer-cent amount
Deploy targets
Decisions and compatibility
Framework mode (not data/library mode): routes live under app/, declared in app/routes.ts. API endpoints are resource routes (a route module exporting loader/action but no default component).
mysql2's pool multiplexes connections; drizzle-orm/mysql2 wraps it. One module-level pool is right for a serverless/edge app — the runtime and the pool handle concurrency.
MySQL has no row-level security: multi-tenant isolation is enforced in application code via the forOrg helper (src/lib/tenant.ts), not by the database. See the tenant-scoping section on SaaS pages.
Self-hosted: Better Auth owns the user/session/account/verification tables. This stack emits them (db/auth-schema.ts) and hands them to the Drizzle adapter, so app-type schemas can foreign-key `user` directly.
The accounts table constrains type to the five canonical categories (asset/liability/equity/revenue/expense) via a DB CHECK — adding a new account class requires a migration, not just app code.
Debit/credit balance (sum of debits == sum of credits per entry) is enforced in application logic, not at the DB level; the schema's CHECK only guards direction values ('debit'/'credit'), so the invariant can be violated if bypassed.
MySQL provides no row-level security. On MySQL, multi-tenant isolation is APP-ENFORCED via the forOrg helper (src/lib/tenant.ts), not database-enforced like Postgres RLS. Every org-scoped query MUST go through forOrg — a missed query leaks across tenants. Postgres cells enforce this in the database itself (RLS), so it holds even for a query that forgets to scope.